What Is General Liability Insurance?

If you want to ensure that your small business has financial protection from unforeseen claims, general liability insurance is a smart investment. This coverage will protect your business from claims of bodily injury and property damage that can come up during normal business operations. Without this coverage, you would be liable to pay for any damages out of pocket. While the law doesn’t always require it, specific contracts or lease arrangements may require you to have it. General liability insurance (GLI) is also known as business liability insurance and commercial general liability insurance. If you need assistance or want a price estimate, give us a call at 908.444.4067 or email [email protected].

What Does General Liability Cover?

Bodily Injury & Property Damage

If someone other than an employee is injured on your property, this coverage can take care of medical expenses plus legal expenses and damages. Or, when an employee damages customer property, your coverage can help to pay for a replacement. If you need assistance or want a price estimate for bodily injury & property damage insurance, give us a call at 908.444.4067 or email  [email protected].

Product Liability, Copyright Infringement, and More

If products developed or sold by your business cause harm to people or property or if an employee used someone else’s work without permission, this coverage could pay legal expenses associated with product liability lawsuits and medical expenses if an injury occurs. Other examples include advertising injury claims against your business, court costs, judgments, and settlements. If you need assistance or want a price estimate for general liability insurance, give us a call at 908.444.4067 or email  [email protected].

Some Examples of Accidents that General Liability Would Cover

Repair expenses to fix a window that your employee accidentally damaged

Judgments and settlements resulting from a customer or client’s lawsuit

A customer or client’s medical costs if they slip and fall in your business

Legal costs and fees to defend your business in a lawsuit

If you need assistance or want a price estimate, give us a call at 908.444.4067 or email  [email protected].

If you have a Supermarket, Deli, Restaurant, Tavern, Construction Business, Contractor Business, or more, we can quote a policy for you! Call 908.444.4067 or email  [email protected].

Why Choose Allianza For Your Insurance Policy?

✓ Access to top insurance carriers

✓ Licensed in NJ, NY, PA, & FL

✓ Treat you like family

✓ 100% built on referrals

✓ 11+ years in business

✓ Will travel to you

✓ Better options for you than other local carriers

✓ Have customized solutions for your business

“After so many years working together we are friends, and the employees at Allianza take care of our business like if it was theirs, and that is very hard to find nowadays.” – GAAP ENTERPRISES & INSTALLATIONS

We Have the Best Selection of Carriers

We know you want to feel good about your insurance choices and have coverage from a credible and reputable organization. We don’t sell you insurance, we help you buy insurance from the world’s largest and best-known insurance companies. Once we get to know you and understand your needs, we’ll shop the market to find the policies that best protect your assets.

“In our three years of using their services, we’ve been more than satisfied. We highly recommend them and their 5 star service.” – L.E.M CONSTRUCTION

For more information about how we can help you and your business, give us a call at 908.444.4067 or email [email protected].

Contact Us For a Free Quote.

Getting started with Allianza Insurance is easy. We will walk you through the process to obtain the best coverage for your needs.

Other Insurance Solutions.

Workman’s Compensation

Protect your employees and your business with workmans comp NJ, PA, NY, FL.

Property & Liability Insurance

A simplified approach to commercial insurance for your business.

Contractors Insurance

Best for protecting business owners and operators against lawsuits that may arise.


Getting additional coverage for your small business is simple.