What is Property and Liability Insurance?

Property and liability insurance, also called a business owner’s policy (BOP), combines business property and business liability insurance into one business insurance policy. BOP insurance will give your business coverage from claims that result from incidents such as fire, theft, or other covered disasters. Business owners insurance also helps cover claims that may arise from your business’s operation. This includes claims of bodily injury or property damage and claims related to personal and advertising injury.

If you have a supermarket, deli, restaurant, or tavern, we can quote a BOP for you! Give us a call at 908.444.4067 or email  [email protected].

Property Insurance Typically Covers

The Contents of Your Building

Property insurance can cover inventory, equipment, tools, and other people’s property in your building. This coverage will help cover expenses if any of these receive damage by an employee, yourself, theft, natural disaster, or weather. If you have other questions about coverage or want an estimate, give us a call at 908.444.4067 or email  [email protected].

Your Building or Leased Space

This coverage protects the building you own or even a facility where you must provide insurance coverage as part of the lease. If you would like a price estimate or have any questions, give us a call at 908.444.4067 or email  [email protected].

Income from Your Business

In the event of a disruption to your business or property damage, you may be covered for the expenses needed to resume business, including covering net income, payroll costs, and even temporary business relocation. If you’d like more information, give us a call at 908.444.4067 or email  [email protected].

Who Needs Property and Liability Insurance?

  • If you have assets that could get stolen or damaged. Whether it is customer data and digital assets, equipment, furniture, cash, or inventory, some assets can be challenging to replace. You don’t have to worry about where the money is coming from if you have assets that got stolen or damaged with property and liability insurance.
  • If there’s a possibility of you getting sued. For example, if a customer gets injured at your workplace by slipping and falling. Without the right property and liability insurance, you may be looking at large out-of-pocket fees to cover the customer’s medical expenses.
  • If your business has a physical location. It doesn’t matter where you conduct your business. It matters if your business and assets have coverage. Your property and liability policy can help cover businesses that you run out of your home, rented or owned office, store, or garage.

Have other questions about coverage? Give us a call at 908.444.4067 or email  [email protected].

If you have a Supermarket, Deli, Restaurant, Tavern, Construction Business, Contractor Business, or more, we can quote a policy for you! Call 908.444.4067 or email  [email protected].

Why Choose Allianza For Your Insurance Policy?

✓ Access to top insurance carriers

✓ Licensed in NJ, NY, PA, & FL

✓ Treat you like family

✓ 100% built on referrals

✓ 11+ years in business

✓ Will travel to you

✓ Better options for you than other local carriers

✓ Have customized solutions for your business

“After so many years working together we are friends, and the employees at Allianza take care of our business like if it was theirs, and that is very hard to find nowadays.” – GAAP ENTERPRISES & INSTALLATIONS

We Have the Best Selection of Carriers

We know you want to feel good about your insurance choices and have coverage from a credible and reputable organization. We don’t sell you insurance, we help you buy insurance from the world’s largest and best-known insurance companies. Once we get to know you and understand your needs, we’ll shop the market to find the policies that best protect your assets.

“In our three years of using their services, we’ve been more than satisfied. We highly recommend them and their 5 star service.” – L.E.M CONSTRUCTION

For more information about how we can help you and your business, give us a call at 908.444.4067 or email [email protected].

Contact Us For a Free Quote.

Getting started with Allianza Insurance is easy. We will walk you through the process to obtain the best coverage for your needs.

Other Insurance Solutions.

Workman’s Compensation

Protect your employees and your business with workmans comp NJ, PA, NY, FL.

General Liability Insurance

Ensure that your small business has financial protection from unforeseen claims.

Contractors Insurance

Best for protecting business owners and operators against lawsuits that may arise.


Getting additional coverage for your small business is simple.