What is Restaurant Insurance?

Restaurant insurance is a smart investment to help protect your business, employees, and assets when something unexpected occurs. We are experts in determining and finding the right restaurant insurance for you that ensures you can protect your business and your employees. If you need assistance or want an estimate, give us a call at 908.444.4067 or email [email protected].

Why is Restaurant Insurance So Important?

Restaurants are subjected to many different factors that make them at risk of having lawsuits and other damaging liabilities brought against them. Kitchens can be a dangerous environment for workers, food can spoil and make customers sick, and many customers going to restaurants are some of the apparent risk factors. Restaurant insurance will protect you against these risks and help prevent any financially crippling situations that may be impossible for your business to overcome. If you have other questions about contractor liability insurance, give us a call at 908.444.4067 or email  [email protected].

Basic Insurance for Restaurants

  • Business Owners Policy (BOP): This is a common insurance plan for restaurants. A BOP combines commercial property and liability coverage into one policy. 
  • General Liability: A basic coverage that protects restaurants against lawsuits and other financial liabilities that may arise from accidents or other incidents. This can include incidents like food sickness or if a customer slips and falls.
  • Workers’ Compensation: This will protect you if your employees become injured or ill while at work.

Who Needs Restaurant Insurance?

Businesses that cook and serve food should have the right restaurant insurance to protect them. These businesses types can include:

Bars / Taverns
Cafés / Coffee shops
Diners
Delis
Food delivery services
Fast food franchises
Lounges
Pizzerias
Sandwich shops
And more!

If you have other questions about coverage or want an estimate, give us a call at 908.444.4067 or email  [email protected]

If you have a Supermarket, Deli, Restaurant, Tavern, Construction Business, Contractor Business, or more, we can quote a policy for you! Call 908.444.4067 or email  [email protected].

Why Choose Allianza For Your Insurance Policy?

✓ Access to top insurance carriers

✓ Licensed in NJ, NY, PA, & FL

✓ Treat you like family

✓ 100% built on referrals

✓ 11+ years in business

✓ Will travel to you

✓ Better options for you than other local carriers

✓ Have customized solutions for your business

“After so many years working together we are friends, and the employees at Allianza take care of our business like if it was theirs, and that is very hard to find nowadays.” – GAAP ENTERPRISES & INSTALLATIONS

We Have the Best Selection of Carriers

We know you want to feel good about your insurance choices and have coverage from a credible and reputable organization. We don’t sell you insurance, we help you buy insurance from the world’s largest and best-known insurance companies. Once we get to know you and understand your needs, we’ll shop the market to find the policies that best protect your assets.

“In our three years of using their services, we’ve been more than satisfied. We highly recommend them and their 5 star service.” – L.E.M CONSTRUCTION

For more information about how we can help you and your business, give us a call at 908.444.4067 or email [email protected].

Contact Us For a Free Quote.

Getting started with Allianza Insurance is easy. We will walk you through the process to obtain the best coverage for your needs.

Other Insurance Solutions.

Workman’s Compensation

Protect your employees and your business with workmans comp NJ, PA, NY, FL.

General Liability Insurance

Ensure that your small business has financial protection from unforeseen claims.

Property & Liability Insurance

A simplified approach to commercial insurance for your business.

Umbrella
Insurance

Getting additional coverage for your small business is simple.